My Ways to Save Money – idea from Peter
I was just reading Peter J Farrell’s post on his money saving ways and thought that I would chime in with some of my own:
1) I’ve mentioned this before to people, but can’t mention it enough: if you own any type of real estate property, you owe it to yourself to check out the Money Merge Account from United First Financial. I’ve been on the program for the last six months and I’m on track of paying my mortgage and all of my debt off in 6.3 years instead of 27 years! This program not only works with your primary residence, but also investment properties second homes, credit card debt and any other type of debt (like student loans). Do yourself the favor and take the 3 minutes to view their presentation.
2) Peter mentioned the American Express Blue Cash card in his post. I personally have both the Blue Cash card and the One card from American Express. I will tell you this that the One card offers a better rate, interest protection and not to mention the fact that they put 1% of the money you spend into a 5% savings account. To compare the two in terms of money you earn yearly with them: I received about $80 cash back last year from my Blue Card and currently my One card has $105 in the saving account after only using it for 6 months. If I were you out there, I would definitely sign up from the One card and start using it. Cash back is a one time deal, but a savings account earns interest! Plus, when you stop to think about, the rate on the saving account is on par with most CDs out there.